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2 articles tagged “HVAC”
A home warranty isn't the same as homeowners insurance, and knowing the difference matters when you're buying with a VA loan in Tampa Bay. Sellers can pay for a home warranty as a VA seller concession, it costs them a few hundred dollars and gives you coverage on systems and appliances from day one. Here's when to ask, what to look for, and what Florida's climate means for the coverage that actually matters.
Tampa Bay summers push older homes' cooling costs through the roof. The VA Energy Efficient Mortgage lets veterans finance up to $6,000 in HVAC, insulation, and window upgrades directly into a VA purchase or refinance loan, no separate line of credit, no extra down payment, and no second closing.
