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2 articles tagged “VA loan requirements”
Florida is one of the most complex states in the country for homeowners insurance — and that complexity hits VA buyers at the worst possible moment: the week before closing. Understanding the windstorm coverage gap, flood zone requirements, and how insurance premiums affect your VA loan qualification before you make an offer is how you avoid a last-minute scramble that can derail your closing.
Florida is one of the states where the VA mandates a Wood-Destroying Organism inspection before your loan can close. Most veterans never hear about this requirement until they are already under contract — and some find out the hard way when an unexpected treatment requirement threatens their closing date. Here is everything you need to know before you make an offer.