VA Loans in 33573 — Sun City Center, FL
Real VA loan data for ZIP 33573 in Hillsborough County. Ranked #12 out of 25 ZIPs across Tampa Bay.
ZIP 33573 ranks #12 across Tampa Bay for VA loan originations. In 2024, 173 VA loans closed in Sun City Center, up 27.2% from 136 the year before. The median VA loan here is $335,000, based on federal HMDA data.
| Metric | Value |
|---|---|
| Tampa Bay Rank | #12 of 25 |
| 2024 VA Originations | 173 |
| 2023 VA Originations | 136 |
| Year-over-Year Change | +27.2% |
| Two-Year Total | 309 |
| Purchase Originations (2 yr) | 190 |
| Purchase Share | 61.5% |
| Median VA Loan | $335,000 |
| County | Hillsborough |
What the Federal Data Says About 33573
Federal HMDA data places 33573 at rank #12 across Tampa Bay with 309 VA originations over two years. The +27.2% year-over-year change tracks close to the regional average of 19.3%.
Purchase originations account for 61.5% of total VA activity in 33573. The lower purchase share signals a mature homeowner base where veterans are refinancing existing mortgages rather than buying for the first time.
At $335,000, the median VA loan makes this one of the most affordable VA markets in the region, maximizing purchasing power for veterans on fixed or transitional incomes.
Where Veterans Are Buying in 33573
retired-military destination. These characteristics draw veterans to 33573 for reasons specific to this corridor within Hillsborough County.
As part of the MacDill AFB commuter belt with new-construction heavy development, drawing active-duty families and CENTCOM/SOCOM personnel, Sun City Center benefits from regional infrastructure improvements and expanding healthcare access for veteran residents.
Exploring VA Loans in Sun City Center?
Barrett Henry (MRP) works with VA buyers in 33573 Sun City Center every week. Straight answers, no sales pressure.
Who Is Using VA Loans in 33573
With only 61.5% of originations being purchases, 33573 is characterized by established veteran homeowners refinancing existing mortgages. VA IRRRL and cash-out options drive the refinance segment.
The $335,000 median attracts veterans early in their post-service careers and retirees on pension income. Monthly payments at this level are manageable without civilian employment supplementing military retirement pay.
Buying in 33573 With a VA Loan
Hillsborough County has an active VA lending community, though volume varies by ZIP. Veterans buying in 33573 should work with a lender who processes VA loans regularly. Ask prospective lenders how many VA closings they complete per month — consistency matters more than marketing claims.
Start by confirming your VA loan eligibility. Next, request your Certificate of Eligibility (COE) through eBenefits or your lender. Understand the VA funding fee and how it applies to your situation — disabled veterans are exempt. Finally, prepare for the VA appraisal process, which protects you from overpaying.
Data updated: June 2026 · Source: HMDA/FFIEC · View all Tampa Bay ZIP codes
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VA Loan FAQ for 33573 Sun City Center
Is Sun City Center a good fit for retired military buyers?
Sun City Center has a well-established reputation as a retirement destination. The 61.5% purchase share — the lowest in the South Shore cluster — reflects a mix of retirees buying and existing owners refinancing. Military pension income typically qualifies under VA loan guidelines.
How many VA loans originated in Sun City Center in 2024?
Federal data records 173 VA originations in 33573 for 2024, up 27.2% from 136 in 2023. That growth rate outpaces the overall market, indicating rising veteran demand in this retirement-oriented ZIP.
What is the median VA loan in 33573?
The median sits at $335,000, reflecting the community's mix of single-family homes and villa-style properties. That figure is below the South Shore average, keeping monthly payments accessible on retirement income.
Can I use a VA loan for a 55-plus community?
Yes. VA loans can finance homes in age-restricted communities as long as the property meets VA minimum property requirements. The occupancy requirement (you must intend to live in the home) aligns naturally with primary-residence purchases in 55-plus neighborhoods.
What VA healthcare options serve Sun City Center?
Sun City Center is close to the VA outpatient clinic in Riverview and within 30-40 minutes of James A. Haley VA Hospital in Tampa. The community's large veteran population has also attracted private healthcare providers familiar with TRICARE and VA referrals.
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