VA Loans in 34219 — Parrish, FL
Real VA loan data for ZIP 34219 in Manatee County. Ranked #2 out of 25 ZIPs across Tampa Bay.
ZIP 34219 ranks #2 across Tampa Bay for VA loan originations. Parrish recorded 351 VA originations in 2024 and leads all Tampa Bay ZIPs in two-year purchase volume. The median VA loan here is $425,000, based on federal HMDA data.
| Metric | Value |
|---|---|
| Tampa Bay Rank | #2 of 25 |
| 2024 VA Originations | 351 |
| 2023 VA Originations | 359 |
| Year-over-Year Change | -2.2% |
| Two-Year Total | 710 |
| Purchase Originations (2 yr) | 603 |
| Purchase Share | 84.9% |
| Median VA Loan | $425,000 |
| County | Manatee |
What the Federal Data Says About 34219
Parrish 34219 stands alone in one critical metric: 603 VA purchase originations over two years, the highest count of any Tampa Bay ZIP. That number matters because purchase activity — as distinct from refinancing — reflects genuine housing demand from incoming buyers.
Overall volume dipped 2.2% year over year, but that decline is misleading in isolation. The 84.9% purchase share remained exceptionally high, suggesting that builders temporarily ran out of deliverable lots rather than buyers losing interest. Demand is intact; supply is catching up.
The $425,000 median loan sits comfortably below the conforming limit, keeping funding fees modest and monthly payments competitive with rental costs in the Sarasota-Bradenton corridor.
Where Veterans Are Buying in 34219
Parrish ranks as the top ZIP for VA purchase loans across the entire two-year dataset. Veterans gravitate to this corridor for its combination of new-construction inventory and Manatee County amenities.
The area belongs to the Sarasota/Bradenton growth area with Bay Pines VA access and some of the fastest-appreciating new construction in the region. Bay Pines VA access and rapid appreciation in new subdivisions have established Parrish as a magnet for veterans transitioning out of more expensive coastal ZIPs.
Exploring VA Loans in Parrish?
Barrett Henry (MRP) works with VA buyers in 34219 Parrish every week. Straight answers, no sales pressure.
Who Is Using VA Loans in 34219
An 84.9% purchase share — the highest in the data set — points overwhelmingly toward first-time VA buyers and relocating veterans. These are not homeowners refinancing; they are families making initial purchases, many of them PCS transfers from out of state.
The $425,000 median suggests mid-career enlisted and junior officer households. National Guard and Reserve members are also well represented in Manatee County's buyer pool.
Buying in 34219 With a VA Loan
The volume of VA purchases in 34219 means local builders are accustomed to VA timelines. Most production homes in this corridor already meet VA minimum property requirements by design. Appraisers have abundant recent comps, which streamlines the valuation step.
Start by confirming your VA loan eligibility. Next, request your Certificate of Eligibility (COE) through eBenefits or your lender. Understand the VA funding fee and how it applies to your situation — disabled veterans are exempt. Finally, prepare for the VA appraisal process, which protects you from overpaying.
Data updated: June 2026 · Source: HMDA/FFIEC · View all Tampa Bay ZIP codes
Related ZIP Codes in Manatee County
VA Loan FAQ for 34219 Parrish
Why does ZIP 34219 rank #1 for VA purchase loans?
Parrish 34219 recorded 603 VA purchase originations over two years — the highest purchase count of any Tampa Bay ZIP. An 84.9% purchase share confirms that almost all VA activity here involves first-time or PCS buyers rather than refinancing homeowners.
What does the median VA loan in 34219 tell buyers?
At $425,000, the median VA loan in 34219 falls slightly below the broader Tampa Bay average. Buyers get newer construction at a price point that keeps monthly payments manageable on a BAH-supplemented budget.
Did VA loan volume decrease in Parrish?
Volume dipped 2.2% year over year, from 359 to 351. That modest decline likely reflects temporary inventory constraints in major subdivisions rather than waning demand — purchase share actually remains above 84%.
Is Parrish too far from MacDill AFB?
Parrish sits roughly 40-50 minutes south of MacDill in normal traffic. Many VA buyers here are veterans not tied to a daily commute, National Guard members, or active-duty families willing to trade drive time for newer homes at lower price points.
What VA healthcare is accessible from 34219?
Residents in 34219 can reach Bay Pines VA Healthcare in St. Petersburg or the Sarasota VA clinic. The James A. Haley VA Hospital in Tampa is also within a reasonable drive for specialty care and is one of the largest VA facilities in the Southeast.
Are sellers in 34219 open to VA buyers?
High VA purchase share in this ZIP signals that local sellers and builders routinely accept VA financing. VA appraisal timelines and repair requirements are familiar to agents and listing brokers in the Parrish corridor.
Get Started With Your VA Loan
Barrett Henry, Military Relocation Professional, works with VA buyers in 34219 Parrish and across Tampa Bay. Honest guidance — no pressure, no obligation.
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